Do you wear your helmet every time you ride your motorcycle? If you are guilty of sometimes forgetting it at home as you go around the block, you may face more than a few injuries. Wearing the proper gear while riding could save your life. In addition, being an alert and cautious driver may help you avoid collisions and claims on your Michigan motorcycle insurance.
It is a fact, according to a new Center for Disease Control and Prevention study, that fewer motorcyclists die in states that require helmets. “These laws save lives,” said Rebecca Naumann, an epidemiologist and the study’s lead author. CDC researchers focused on 2008 through 2010 and counted 14,283 deaths of motorcyclists, which included 6,057 bikers with no helmet. Also, in states that mandate helmets, more money is saved per registered bike than in states with fewer or no restrictions, $725 versus $200, researchers estimated.
When the study was done, Illinois, Iowa, and New Hampshire had no helmet law and another 27 only required helmets for teenagers or certain other riders. Twenty states had universal motorcycle helmet laws, but Michigan changed its law this year. Now, riders older than 21 can ride without a helmet if they meet certain requirements, including carrying an additional $20,000 in medical insurance. The National Highway Traffic Safety Administration urged motorcyclists not to wear the 5X5 brand, SA-08 model motorcycle helmet. Under federal testing, the helmets failed to meet penetration protection requirements.
Knowing these statistics, does this make you rethink how safely you are riding your bike? Wearing a motorcycle helmet is crucial to your protection, as is Michigan motorcycle insurance. At Ron Jackson Insurance Agency, we will work to help safeguard you against the financial burdens a motorcycle accident can cause. A policy from our agency provides protection that includes roadside assistance, bodily injury, medical payments/benefits ($20K medical benefit required to ride without a helmet), property damage, and much more. Our agents will be happy to guide you through building a package to meet your specific requirements!